We have many insurance clients that have woodburing stoves installed. This to many insurance companies represents a risk for fire. Many insurance companies actually debit the premium for homeowners insurance if one has a woodburning stove.

Personally I wouldn’t have one. But my homeowners rates are not that bad since I live in the city.

If one has a woodburner does that offset the increase cost of insurance and probility of claim/fire?

What about all the extra smoke and pollution that a woodburner gives off to our enviroment?

I think you are probably better off to use less energy by insulating your home verses that of purchasing a woodburner for your property to save on utlitiy bill!